Terms of Use

Last updated: June 13, 2023


These Terms of Use ("Terms") apply to all users of the bemo platform and outline the rules and regulations for using our website and services. By using our platform, you agree to fully comply with and be bound by the following Terms and Conditions.

Please read these Terms carefully before using our platform. If you disagree with any part of these Terms, then you must not access or use bemo. Your access to and use of bemo is also subject to our Privacy Policy.

Please be aware that bemo does not offer or provide any financial, legal, tax, or other professional advice, and nothing on our platform should be construed as such. Before making any decision or implementing any strategy, you should consider obtaining advice from financial, legal, tax, and other professional advisors.

By using bemo, you acknowledge that you are using the platform at your own risk and that the risk of loss in trading or holding digital assets can be substantial.


  1. "Agreement" refers to these Terms of Use, including any amendments or updates that may be incorporated into them from time to time.

  2. "bemo", "we", "us", or "our" refers to the company bemo, including its beneficiaries, affiliates, employees and contractors.

  3. "Platform" encompasses our websites (including bemo.finance and its subdomains), mobile and web applications, and associated services.

  4. "User", "Users", or "You" represents any individual, entity, group, or association that interacts, views, or otherwise derives any benefit from our platform.

  5. "Terms" refer to these Terms of Use, along with our Privacy Policy and any Disclosures, all of which are incorporated by reference into these Terms.

  6. "Privacy Policy" is our statement describing how we collect, use, and disclose personal information of our Users.

  7. "Disclosures" are the specific disclaimers, risk disclosures, and warnings provided to you on our Platform or in conjunction with these Terms.

  8. "Digital Assets" refers to cryptocurrencies, tokens, digital currencies, digital assets, blockchain assets, or any related terms, which are used in transactions on our Platform.

  9. "Services" represents the functionalities, operations, or services provided by us through our Platform.

Please note that these definitions are intended to help understand these Terms. They are not meant to limit or affect the meaning or interpretation of these Terms.

Acceptance of Terms

Your access to and use of the bemo Platform is subject to your acceptance of, and compliance with, these Terms. By accessing or using the Platform, you affirm that:

  1. You have read, understood, and agreed to be bound by these Terms, Privacy Policy, and Disclosures, all of which are incorporated by reference into these Terms.

  2. You are of legal age to form a binding contract with bemo, and you are not barred from receiving services under the laws of any applicable jurisdiction.

  3. If you are accepting these Terms on behalf of an entity, such as the company you work for, you represent and warrant that you have the legal authority to bind that entity to these Terms.

By continuing to access or use our Platform, you agree to be bound by these Terms, as they may be amended from time to time. If you do not agree with these Terms, you should not access or use the Platform.

We reserve the right to change or modify these Terms at any time and at our sole discretion. If we make changes to these Terms, we will provide notice of such changes by updating the date of this document and posting a notice on our Platform. Your continued use of the Platform will confirm your acceptance of the revised Terms. If you do not agree to the amended Terms, you must stop using the Platform.


To access or use our Platform, you must meet the following criteria:

  1. You must be at least 18 years old, or the age of legal majority in your jurisdiction, if higher. If you are under the age of 18 or the legal age of majority in your jurisdiction, you must not access or use our Platform.

  2. You must have the capacity to enter into legally binding contracts. If you do not have such capacity, for example, because you are considered a minor in your place of residence, you must not access or use our Platform.

  3. You must not be a citizen, resident (tax or otherwise), or green card holder of the United States, nor should you be located in, or have a registered office or principal place of business in the United States.

  4. You must not be a citizen, resident, or entity in jurisdictions where the acquisition, offer, or sale of our token products is unauthorized, prohibited, or illegal.

  5. You must not be listed on any sanctions list maintained by any major jurisdictions, nor should you intend to transact in or with any Restricted Territories or Sanctions List Persons as per the list here: https://ofac.treasury.gov/sanctions-programs-and-country-information.

By accessing or using our Platform, you represent and warrant that you meet all of the above eligibility requirements. If you do not meet all of these requirements, you must not access or use the Platform. In our sole discretion, we may refuse to offer the Platform to any person or entity and change its eligibility criteria at any time.

User Responsibilities

As a user of the bemo platform, you agree to the following:

  1. Legal Compliance: Comply with all applicable laws, regulations, and rules in your jurisdiction, including, but not limited to, tax laws and regulatory requirements.

  2. Accuracy of Information: Provide accurate, current, and complete information during the registration process and update such information to keep it accurate, current, and complete.

  3. Account Security: Maintain the security of your account by protecting your password and other access credentials from unauthorized access or use.

  4. Notification of Unauthorized Use: Promptly notify us if you discover or suspect any security breaches related to the Platform, including any unauthorized use of your password or account.

  5. Prohibited Actions: Not to engage in any conduct that is prohibited by these Terms or that we deem inappropriate, harmful, or fraudulent.

  6. Risk Acknowledgement: Acknowledge that using our platform and the purchase, sale, and use of digital assets involve significant risks and potential for financial losses. You agree to assume all risks related to the use of the platform and the digital assets and hold us harmless for any losses you incur.

We reserve the right to suspend or terminate your access to the Platform if we believe you have violated these responsibilities or any other provisions of these Terms.

Risks and Disclaimers

  1. Market Risk: The value of cryptocurrencies and blockchain assets can rapidly fluctuate due to market dynamics. You acknowledge that the value of assets on the bemo platform can decrease or increase without warning, potentially leading to loss of your assets.

  2. Regulatory Risk: Cryptocurrencies and blockchain technology are subject to a regulatory environment that is uncertain and can rapidly change. Changes in laws or regulations can affect the use, transfer, exchange, and value of digital assets.

  3. Technology Risk: The bemo platform is based on blockchain technology, which is a relatively new and untested technology. The platform is subject to risks associated with the technology and its operational infrastructure, including potential bugs or vulnerabilities that could result in the loss or theft of your assets.

  4. Security Risk: You are responsible for securing your account on the bemo platform. This includes protecting your private keys and any other login credentials. Any loss or compromise of this information may lead to unauthorized access to your account and potential loss of your assets.

  5. Smart Contract Risk: The bemo platform utilizes smart contracts for certain functionalities. These smart contracts may carry risks of unintentional bugs or vulnerabilities. If exploited, these could lead to loss of assets or other unintended outcomes.

  6. No Warranty: The bemo platform is provided on an "as is" basis, without any warranties or representations, express or implied. We disclaim all warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

  7. No Liability: To the maximum extent permitted by law, bemo will not be liable for any loss or damage of any kind incurred as a result of the use or reliance on any content, goods, or services available through the platform.

By using the bemo platform, you acknowledge and agree that you assume these risks. You should conduct thorough research and, if necessary, consult with a financial advisor before engaging in transactions on the bemo platform.

Limitation of Liability

By engaging with the bemo platform, you acknowledge and accept the inherent risks linked to the use of such an Internet-based system. These risks may include, but are not limited to, potential hardware, software, and Internet connection failures. You understand that bemo cannot be held accountable for any communication failures, disruptions, errors, distortions, or delays you may encounter while using the platform, regardless of the cause.

To the maximum extent permitted by law, bemo, including its beneficiaries, affiliates, directors, employees, licensors, or partners, will not be held responsible for any direct, indirect, incidental, special, consequential, punitive or exemplary damages. This encompasses damages for loss of profits, goodwill, use, data, or other intangible losses that result from or relate to the use of, or the inability to use, the bemo platform. This holds true even if bemo has been informed about the possibility of such damages.

Privacy and Information Collection

The Platform may collect and temporarily store personally identifiable information, both directly and indirectly, for operational purposes. This may include identifying blockchain addresses or IP addresses that suggest the use of the Platform from prohibited jurisdictions, by sanctioned individuals, or other Prohibited Uses.

Except as mandated by applicable laws, the maintainers of the Platform are under no obligation to maintain the confidentiality of any information collected through the Platform. We leverage this information for the smooth functioning of our services and to ensure compliance with our Terms of Use.

Please note that your use of our Platform constitutes your acknowledgment and agreement to this information collection practice. If you do not agree to these terms, you should refrain from using our Platform. We encourage you to familiarize yourself with our data collection practices and to understand the potential implications of the usage of your personal information.

Intellectual Property

Ownership All right, title, and interest in and to the bemo platform, including our website, any content thereon, the technology and software used to provide it, and any trademarks, logos, or brand elements contained therein, are the exclusive property of bemo and its licensors. Your use of the bemo platform and its contents does not grant or convey any rights, title or interest in these properties to you, except for the limited rights expressly granted in these Terms.

Limited License Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-sublicensable, non-transferable, and revocable license to access and use the bemo platform and its contents for your personal, non-commercial use. Any other use of the bemo platform is expressly prohibited. All rights not expressly granted herein are reserved by bemo and its licensors.

Restrictions. You agree not to copy, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our platform, except to: (a) store copies of such materials temporarily in RAM; (b) store files that are automatically cached by your web browser for display enhancement purposes; and (c) print a reasonable number of pages of the bemo website for a permitted use.

Termination of Service

bemo reserves the right to modify, suspend, or discontinue the operation of, or access to, the platform or any portion of the platform at any time and for any reason, with or without notice. At our sole discretion, we may also impose limits on certain features and services or restrict your access to parts or all of the platform without notice or liability.

In case of termination, discontinuation or cancellation of the platform or any service, all provisions of these Terms which by their nature should survive will remain in effect, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability. We will not be liable to you or any third party for any termination or cessation of access to the platform.

If you breach any term of this agreement, or we suspect that you have not complied with these terms, we may at our discretion terminate your access to the platform immediately, without prior notice to you, and without any liability to you. Upon termination for any reason, you must cease all use of the platform.

Prohibited Uses

In connection with your use of the bemo platform, you must not directly or indirectly:

  1. Use the platform in any way other than for its intended purpose.

  2. Use the platform at any time when any representation you have made under these Terms is untrue or inaccurate.

  3. Rely on the platform for advice related to financial or legal decisions or transactions.

  4. Implement any device, scheme, or artifice to defraud or materially mislead any person.

  5. Engage in any activity that operates as fraud or deceit upon any person.

  6. Fail to comply with any applicable provision of these Terms or any other terms, conditions, privacy policies, or other policies governing the use of the platform.

  7. Attempt or assist in any hack or attack on the platform or any associated wallet application or device.

  8. Violate any applicable laws, rules, or regulations in your relevant jurisdiction.

  9. Transact in securities, commodities futures, trading of commodities on a leveraged, margined or financed basis, binary options (including prediction-market transactions), real estate or real estate leases, equipment leases, debt financings, equity financings or other similar transactions, if such transactions do not comply with all laws, rules and regulations applicable to the parties and assets engaged therein.

  10. Engage in token-based or other financings of a business, enterprise, venture, DAO, software development project or other initiative, including ICOs, DAICOs, IEOs, or other token-based fundraising events.

  11. Engage in any act, practice, or course of business that circumvents any sanctions or export controls targeting you or the country or territory where you are located.

  12. Infringe on or violate any copyright, trademark, service mark, patent, right of publicity, right of privacy, or other proprietary or intellectual property rights under any law.

  13. Disguise or interfere in any way with the IP address of a computer used to access the platform, or prevent the accurate identification of the IP address of such computer.

  14. Transmit, exchange, or participate in any activity supported by the direct or indirect proceeds of criminal or fraudulent activity.

  15. Contribute to or facilitate any of the activities listed above.

We reserve the right to terminate your use of the platform for violating any of the prohibited uses.

Governing Law and Jurisdiction

These Terms of Use, your access to, and use of the bemo platform are governed by and construed in accordance with the laws of the British Virgin Islands (BVI), without regard to its conflict of law rules or principles that would otherwise require the application of the laws of another jurisdiction.

Any dispute, controversy, or claim arising out of or relating to these Terms of Use, including their validity, breach, or termination, which cannot be settled amicably or in small claims court, shall be resolved exclusively in the courts of the British Virgin Islands. By using the Bemo platform, you consent to the jurisdiction of these courts.

Entire Agreement

These Terms of Use, alongside our Privacy Policy, represent the complete and exclusive understanding between you and bemo regarding the use of our platform. These terms supersede any previous or concurrent agreements, representations, or warranties, whether they are oral or written.

This agreement does not create or imply any partnership, joint venture, employer-employee, agency, or franchisor-franchisee relationship between you and bemo.

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